Agency Service of International Procedure
for Overseas Residents/Immigrants to Japan

by Lifemates (Labor & Social Security Attorney Office in Japan)

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Useful Informatmion of Administrative & specialized procedures in Japan

12. Procedures for Claiming Social Security After Returning to Japan
 Update Information from 2025  

 

(Application for U.S. Saocial Security)

For about 15 years now, we have been providing support services to residents living abroad (outside Japan) and to people returning permanently to Japan. Regarding the number of returnees from the United States, which has been increasing year by year, it seems that the number of people who have not yet started receiving U.S. Social Security benefits that is, those who are about to file a claim is gradually rising. The main reasons for this include following points.

The Full Retirement Age (FRA) for receiving full Social Security benefits is rising year by year.
② Driven by the weak yen, more people are retiring in their early 60s—before reaching FRA—and considering a second chapter of their lives in Japan or split between Japan and the U.S.

Even after returning to Japan, you can file a claim for SOCIAL SECURITY at any Japan Pension Service office nationwide under the Japan-U.S. Social Security Agreement.

Starting in 2025, the number of documents required to apply for Social Security benefits has increased, and more detailed information about the applicant is now required. After the current U.S. president took office, issues regarding the actual payment of benefits to recipients (such as payments to fictitious recipients) came to light; it is believed that the application process has become stricter against this backdrop. In this article, we will introduce this latest information.

Latest Information on How to File a Claim

As mentioned earlier, you can complete the procedures at any Pension Office throughout Japan. Unlike at Social Security offices in the United States, staff at these offices can assist you in Japanese, which is very convenient.  The list below shows the required documents for each type of pension. Previously, the process was straightforward, requiring only the Application for U.S. Pension Benefits form, which was available in both English and Japanese.  However, starting in 2025, two new forms ( and in the list below) have been added, available only in English.


Required documents for each pension
Types of Pension Eligible Recipients Submit Documents
Retirement Benefits Insured Persons Aged 62 and Older ①※ ②SSA-1 ③SSA-21
Spouse’s Benefits Spouse of a Pension Recipient/Former Spouse ①※ ②SSA-2 ③SSA-21

Child’s Benefits

A pension recipient or a child of a deceased insured person ①※ ②SSA-4 ③SSA-21
Survivor’s Benefits Surviving Spouse (Former Spouse) ①※ ②SSA-10 ③SSA-21

※①Temporary Application for U.S. Saocial Security Benefits (see above image)

Due to space limitations, we will not explain how to fill out each form here. You can find detailed information on the application process, including these instructions, on the websites of the U.S. Embassy in Japan and the Japan Pension Service. Although the formats differ, the content is the same on both sites. We recommend referring to whichever site is easier for you to understand.

Procedure Details
https://www.nenkin.go.jp/shinsei/kyotei/usa/usa-seikyu.files/hayamihyou.pdf

Webpage of U.S. Embassy in Japan
https://jp.usembassy.gov/ja/services-ja/citizenship-services-ja/totalization-agreement-ja/

Webpage of Japan Pension Service
https://www.nenkin.go.jp/shinsei/kyotei/usa/usa-seikyu.html

Please note that the information provided here explains how to apply for U.S. Social Security benefits for the first time. If you are already receiving Social Security benefits in the United States and need to change your address or bank account information after returning to Japan, you must mail the required forms to the Social Security Division at the U.S. Embassy. For details on this procedure, please refer to the webpage below and contact the responsible staff member by phone or email.

Webpage of U.S. Embassy in Japan
https://jp.usembassy.gov/ja/services-ja/citizenship-services-ja/post-entitlement-services-ja/

If You Are Unsure How to Proceed

If you are still unsure how to proceed even after reading the instructions on the U.S. Embassy and Japan Pension Service websites mentioned above, or if you are not comfortable with English and are unable to fill out the English-language forms, please contact us. We will be happy to assist you.

Disclaimer

The information in this column is based on the scope of our company's research and acquisition to date. We cannot guarantee the content, as it may be incorrect or have been revised or changed during the customer's procedures. When you are going through the procedures, please check the latest information with the relevant organizations or a specialist in this area yourself. Our company will not be held responsible for any disadvantages incurred by the customer due to this information.

 

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